For someone who barely squeaked out of college algebra with a C-, online banking has been a financial miracle. Balancing a checkbook really only requires the most basic of arithmetic skills, yet I always somehow managed to bounce checks and overdraw my account all the time. My checkbook register used to resemble a toddler’s interpretation of ancient hieroglyphs. Thanks to … Read more
The Credit CARD Act of 2009 was implemented on February 22, 2010 and was passed to protect consumers from predatory credit card companies and banks. Though this act does not affect consumers with credit accounts enacted before February 22, these new rules should help limit future credit abuse.