What’s the difference between your credit score and credit report? They are both ways that companies can look at and monitor your credit history to keep track of your finances to decide whether or not they would like to give you a loan. If you want to be financially savvy, it is important to know the difference between these two … Read more
credit score: Tips and Tricks
How Do You Know If You’re Living Beyond Your Means?
The best and most efficient way to reach financial freedom is to spend less than you earn; but that’s easier said then done, isn’t it? Even during an economic recession there is constant pressure to keep up with the Jones’, which causes many people to live beyond their means. Spending more than you’re bringing in can lead to a life … Read more
How To Recover From Foreclosure
A foreclosure occurs when homeowners are unable to pay the loan that was taken out to buy their home. Homeowners commonly default on loans due to job loss, pay cuts, and other difficulties. Foreclosures are disastrous to a credit score and credit report, which can make recovery seem impossible. This has been happening more and more since the economic drought … Read more